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Prestige Series DHMO Plans
Plan Features- Most preventive services are 100% covered after a $0 - $5 office visit co-payment.
- Most other common dental procedures are covered for a fixed co-payment, so there are no hidden costs.
- Specialist services are covered for the same fixed co-payments.
- For any procedure not specifically listed, you will receive a 25% discount off the dentist's normal fees.
- Both adult and child Orthodontia are covered.
- No deductibles
- No claims to file
- No waiting periods
- No benefit maximums
What are the Prestige Series DHMO plans?
CompBenefits' Prestige Series DHMO plans are network-based dental plans that emphasize prevention and cost containment. In order to receive services, you must select a primary dentist who participates in the CompBenefits DHMO network. The plans provide the highest standards of quality care and allow members to seek care from a contracted specialist at the same co-payments as general dentists. These plans provide savings ranging from 20-60% on regular dental procedures. These plans do not cover services (except emergency care) received from an out-of-network dentist.
How do the plans work?
Under our Prestige Series DHMO plans, you must select a primary dentist from the CompBenefits DHMO Network. Your primary dentist will provide all of your routine dental care. When you visit your primary care dentist, simply present your CompBenefits dental identification card. Should you require the services of a specialist, you can choose from any of the participating specialists under the CompBenefits DHMO plan. You may be required to pay a co-payment for some services provided by your primary care dentist or a participating specialist. The co-payment will be the full portion of your cost for dental services, so there are no claims forms to file. If the dental services provided are not listed as covered procedures under the plan, the dentist will bill you at a 25% discount off normal fees. You pay your dentist directly, if applicable.
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