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Elite Preferred 520 Dental PPO Overview

The PPO plan offers a variety of benefits with set reimbursement amounts. You pay the provider for services at the time of your appointment. Claim payments are then made to you or your provider. The plan features:

  • Freedom to choose any dentist
  • Quick claims turnaround
  • National coverage


Type I - Diagnostic & Preventive Services Reimbursement
In
Network
Out of Network*
  • Oral Exam
  • Prophylaxis
  • Topical Fluoride
  • X-Rays
  • Sealants
  • Space Maintainers
     
  • 100% 80%
    Type II - Basic Services Reimbursement
      In
    Network
    Out of Network*
  • Simple Restorative
  • Emergency Palliative Treatment
  • Tooth Extraction
  • Endodontics
     
  • 80%

    60%

    Type III - Major Services Reimbursement
      In
    Network
    Out of Network*
  • Major Restorative
  • Bridge, Denture Repair
  • Prosthetics
  • Periodontics
     
  • 50% 50%

     
       
    Type IV - Orthodontics  
      In
    Network
    Out of Network*

  • Dependent children 18 years of age or younger

  •  
    50% 50%

     
       
    MAXIMUM BENEFITS    
      In
    Network
    Out of Network*
    Lifetime
        Type I, II, III
        Type IV

    Calendar Year Maximum (per person)
       Type I, II, III
       Type IV

    Deductible per person; maximum 3 per family
       Type I
       Type II, III, IV

    Waiting Periods
       Type I, II, III, IV
     


    Unlimited
    $1000
     

    $1200
    $1000


    None
    $50


    None


    Unlimited
    $1000
     

    $1200
    $1000


    None
    $50


    None


     

    Exclusions
    and Limitations

    *Coverage based on contracted fees for the Preferred Provider Network.

    Certain exclusions and limitations apply.
     

    This schedule shows only a few of the covered procedures. Please see your Benefit Administrator for a complete schedule. This schedule is intended for comparison purposes only. The benefits for each plan will be determined by the contract. For a complete listing of benefits and exclusions and limitations, please reference your certificate of coverage.

     

     

     

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