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TERMS OF USE
 
Welcome to the CompBenefits' Web site. By using this Web site, you signify your agreement to these terms of use. If you do not agree to these terms of use, you may not access or otherwise use the Web site.

USE OF WEBSITE

As a condition of your use of this Web site, you warrant and represent to CompBenefits that you will not use this Web site for any purpose that is unlawful, violates any third party's rights, or is prohibited by these terms, conditions, and notices including, without limitation, copyright and trademark rights.

LIMITATION OF LIABILITY

We do not warrant that the functions contained in the Web site or any materials or content contained therein will be interrupted or error free, that defects will be corrected, or that the Web site or the server that makes it available is free of viruses or other harmful components. CompBenefits and its subsidiaries and affiliates (collectively "CompBenefits") shall not be liable for the use of the Web site, including without limitation, the content and any errors contained therein. COMPBENEFITS MAKES NO REPRESENTATION ABOUT THE SUITABILITY OF THE INFORMATION, SOFTWARE, MATERIALS, PRODUCTS OR SERVICES CONTAINED OR DISCUSSED ON THIS WEB SITE FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, MATERIALS, PRODUCTS OR SERVICES ARE PROVIDED "AS IS" TO THE FULLEST EXTENT PERMISSIBLE BY LAW WITHOUT WARRANTY OF ANY KIND AND ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES, CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, ARE EXPRESSLY DISCLAIMED. IN NO EVENT SHALL COMPBENEFITS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, MATERIALS, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE FOR ANY PRODUCTS OR SERVICES OR HYPERTEXT LINKS TO THIRD PARTIES OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH THE SITE OR ANY LINKED WEB SITE. FURTHER, COMPBENEFITS DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF COMPBENEFITS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

COMPBENEFITS DOES NOT REPRESENT OR ENDORSE THE ACCURACY OR RELIABILITY OF ANY ADVICE, OPINION, STATEMENT, OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE WEB SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE UPON SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR INFORMATION SHALL BE AT YOUR SOLE RISK. COMPBENEFITS RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE WEB SITE. COMPBENEFITS DOES NOT AND CANNOT REVIEW ALL MATERIALS POSTED TO THE SITE BY USERS, AND COMPBENEFITS IS NOT RESPONSIBLE FOR ANY SUCH MATERIALS POSTED BY USERS. HOWEVER, COMPBENEFITS RESERVES THE RIGHT AT ALL TIMES TO DISCLOSE ANY INFORMATION AS NECESSARY TO SATISFY ANY LAW, REGULATION OR GOVERNMENT REQUEST, OR TO EDIT, REFUSE TO POST OR TO REMOVE ANY INFORMATION OR MATERIALS, IN WHOLE OR IN PART, THAT IN COMPBENEFITS' SOLE DISCRETION ARE OBJECTIONABLE OR IN VIOLATION OF THIS AGREEMENT.

LINKS TO OTHER SITES

We may provide, for your convenience and information only, links to Web sites operated by third parties. We do not control such sites, and we are not responsible for their content. The inclusion of such links within our Web site does not suggest any endorsement of the material on such sites or any association with their operators. Further, you agree that CompBenefits shall not be responsible or liable, directly or indirectly, for any damage or loss caused or allegedly caused by or in connection with the use of such Web sites.

MONITORING

We reserve the right to monitor your use of this Web site without any notification to you. We may freely use and disclose any information and materials received from you or collected through your use of this Web site in a manner as set forth in our Internet Privacy Statement.

CHANGES

We reserve the right, at our sole discretion, to change, modify, add, or delete portions of these terms of use or the information presented on this Web site at any time and without notice.

INDEMNIFICATION

You hereby agree to indemnify, defend and hold CompBenefits, and all its officers, directors, owners, agents, employees, information providers, affiliates, licensors and licensees (collectively, the "Indemnified Parties") harmless from and against any and all liability and costs incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of the Terms of Use or the foregoing representations, warranties and covenants, including, without limitation, attorneys fees and costs. You shall cooperate as fully as reasonably required in the defense of any claim. CompBenefits reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any matter without the written consent of CompBenefits.

GOVERNING LAW

You agree that these Terms of Use are governed by the laws of the State of Georgia with jurisdiction and venue of the state and federal courts within Fulton County, Georgia for the resolution of all disputes arising out of use of this Web site. Use of this Web site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including, without limitation, this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and CompBenefits as a result of these Terms of Use or use of the Web site.

OWNERSHIP, LICENSE AND RESTRICTIONS ON USE

All right, title and interest (including all copyrights, trademarks and other intellectual property rights) in this site belong to us or our licensors. We grant you a nontransferable, limited license to view and use this site only for your personal information, education or other non-commercial use. No part of this site may be reproduced, republished, copied, transmitted, or distribute in any manner without our express written permission. Further, we reserve the right to block access to this site, in our sole discretion, at any time and without notice.

ACCESS AND INTERFERENCE

You agree that you will not use any robot, spider, scraper or other automated means to access the Site for any purpose without our express written permission. Additionally, you agree that you will not: (a) take any action that imposes, or may impose in our sole discretion an unreasonable or disproportionately large load on our infrastructure; or (b) interfere or attempt to interfere with the proper working of the Site or any activities conducted on the Site or other measures we may use to prevent or restrict access to the Site.

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