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Information about VisionCare Plan
Our Focus | Benefits | How It Works | Visible Value | A Plan For The Future
A Plan for the Future
With VisionCare Plan, Everyone Benefits.
Professional eyecare should be an integral part of every employee health program - especially in light of America's aging population.
Early detection and correction of basic vision problems can increase workers' productivity, which can make a major difference in your organization's operating efficiency. VisionCare Plan's focus on high-quality care, cost containment, and responsive service will benefit everyone
- any way you look at it.
- Limitations: We work with you to control costs by setting plan limitations on materials. Oversized lenses, when prescribed, may be covered only when patient's face size indicates they are necessary.
- Blended and progressive lenses are not normally required for visual welfare and are generally excluded.
- Contact lenses are fully covered only when medically necessary or when visual acuity is too poor for eyeglasses to help.
- Elective or cosmetic items such as photochromic lenses, fashion color-coated lenses, and sunglass lenses are not normally covered. However,a modest premium increase may allow your plan to cover these items.
- If any of these or other materials or services are necessary for a plan member's visual welfare, VisionCare Plan may remove the limitation
when the doctor gets prior approval.
- Exclusions: VisionCare Plan does not provide benefits for services or materials associated with:
- Orthoptics or vision training, subnormal vision aids or plano (non-prescription) lenses
- Replacement of lost or broken lenses, except at the regularly-scheduled plan intervals.
- Medical or surgical treatment of the eyes.
- Care provided through or required by any government agency or program, including Workers' Compensation or similar law.
Looking Ahead
As they grow older, even people who are born with "perfect" vision may need corrective eyewear.
According to recent estimates, fully two-thirds of U.S. workers wear prescription lenses. That figure leaps to 93
percent for adults age 55 and older.
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